Fair FX - Card Overview

Fair FX prepaid multi-currency card star rating

If you’re travelling to multiple countries FairFX offer the Everywhere Card. A prepaid card that’s fee-free when you spend in the UK and automatically converts your Pounds to the local currency abroad

The Basics

  • Order and load your card using your credit/debit card or via bank transfer.

  • Track your spending and top-up your card anywhere using the app or website.

  • You can use your card anywhere in the 210 countries and territories worldwide that accept Mastercard.

  • When you pay anywhere in the world, Pounds automatically convert into the local currency using the the current exchange rate and your card balance is charged in Pounds

  • You can enjoy fee-free spending in the UK

One-Off Costs

  • CARD COST

    Free
  • ADDITIONAL CARD COST

    Free

Usage Fees

  • TRANSACTION FEE IN UK

    £1.4
  • TRANSACTION FEE IN EUROPE

    £1.4
  • REPLACEMENT CARD

    £5.99

Limits

MINIMUM SINGLE LOAD

£50

MAXIMUM SINGLE LOAD

£5000

MAXIMUM BALANCE

£60000

How does the prepaid multi-currency card work

The Prepaid multi-currency card allows you to add money to your card before travel (loading the card) and then when abroad you can use the card as you would with a normal debit or credit card to buy goods and services and also to withdraw money. The key difference is that you will obtain better exchange rates and with much lower fees in comparison to your UK debit and credit cards.

Can I lock in the exchange rates when I buy a prepaid card?

Yes, you can lock in rates in different currencies before travel and also transfer between different currencies online as you travel.

How long does the currency card application process typically take?

Most applications take a few days to process and then your card is sent to you.

Will I get charged to use an overseas ATM?

Mostly not, but this depends on the supplier, you can check this by pressing “more details” underneath each card we compare.

Where can I use the multicurrency Card?

Anywhere that accepts Visa or Mastercard

Is there a minimum age limit?

Yes, to apply for the currency card you will need to be at least 18 years old.

Are there any credit checks?

No, as the currency is paid for in advance and you can’t go “overdrawn” there are no credit checks performed